Why Invest in DEMFI?

DEMFI is a Real-World Asset (RWA) that transforms climate volatility into a transparent, data-driven financial ecosystem. It merges blockchain automation, actuarial science, and trusted climate data to create the first decentralized marketplace for parametric climate protection.

As an early investor, you gain exposure to one of the fastest-growing segments in fintech—climate risk transfer—backed by real utility, audited smart contracts, and a long-term token model designed for stability and value appreciation.

DEMFI empowers global users to hedge weather risk while giving investors access to staking rewards, liquidity growth, and a token directly connected to real-world demand. By democratizing climate protection, DEMFI bridges environmental challenges with financial opportunity—unlocking a new generation of digital, science-based climate resilience.

Abstract

DEMFI is a blockchain-based platform that transforms climate volatility into financial protection. It provides a transparent and decentralized infrastructure for OTC (Over-The-Counter) parametric climate contracts, enabling individuals, companies, and institutions exposed to weather risk — in agriculture, tourism, and outdoor events — to hedge against climate variability efficiently and fairly.

Unlike traditional insurance, DEMFI contracts are parametric: payouts are triggered automatically based on verified meteorological data, not on claims or subjective loss assessments. Each contract is settled on-chain through actuarial algorithms and trusted climate data from NASA, NOAA, Copernicus, and leading weather centers, ensuring transparency, objectivity, and instant settlement.

DEMFI’s economy is powered by the $DEMFI token, which supports staking, governance, and contract execution. However, to ensure accessibility and inclusivity, the platform also accepts FIAT currencies (USD, EUR) and stablecoins (USDC, EURI) for all OTC transactions. This hybrid model bridges traditional finance and decentralized systems, opening DEMFI to users and institutions worldwide.

Beyond financial protection, DEMFI is committed to impact. Monthly revenues are dedicated to funding NGOs and climate-tech startups that strengthen resilience for vulnerable populations and ecosystems. Through this mechanism, each transaction on DEMFI contributes directly to climate adaptation and social progress.

By merging actuarial science, blockchain transparency, and climate solidarity, DEMFI pioneers a new category of financial instruments — decentralized climate risk covers — where technology and purpose converge to build global resilience.

Executive Summary

Climate volatility has become one of the defining economic risks of our time. Agriculture, tourism, and outdoor events — three industries deeply tied to weather — face increasing uncertainty, from droughts and heatwaves to storms and shifting seasons. Yet access to effective, transparent, and fast financial protection remains limited, especially in developing economies.

DEMFI bridges this gap by offering a decentralized marketplace for parametric and OTC (Over-The-Counter) climate contracts. Using blockchain smart contracts and actuarial modeling, DEMFI allows users to design and purchase tailor-made protection agreements linked to measurable climate variables — such as rainfall, temperature, or wind speed. When a predefined threshold is reached, payouts are triggered automatically, removing all subjectivity, bureaucracy, or delay.

Contracts are powered by official, verifiable datasets from NASA, NOAA, Copernicus, and global meteorological centers, ensuring full transparency and scientific credibility. DEMFI’s pricing algorithms follow actuarial principles similar to those used in professional insurance and reinsurance, making every contract fair and traceable. In addition, climate forecasts allow to modulate contract pricing according to climate event probability.

To ensure global accessibility, DEMFI accepts multiple forms of payment, although a discount is offered to payments with our native token: