DEMFI transforms climate volatility into value by offering Over-the-Counter (OTC) parametric insurance contracts that automatically compensate when weather thresholds are exceeded. Using blockchain technology, trusted climate data, and actuarial science, DEMFI provides a transparent, instant, and tamper-proof way to protect against weather and climate risks.
In agriculture, producers face droughts, floods, and temperature extremes. DEMFI offers protection to secure their income. The same model extends to tourism—protecting hotels, travel operators, and destinations from adverse weather—and to outdoor events, offering fans, organizers, and sponsors a way to hedge financial losses linked to climate disruptions.
Through its Hedge Reserve Pool, DEMFI opens a new asset class for investors seeking diversified and uncorrelated returns. Institutional players and insurers can use DEMFI as a reinsurance and hedging solution, transferring part of their climate exposure while benefiting from blockchain-based transparency.
Beyond finance and technology, DEMFI is built on impact and inclusion. Each month, revenues fund NGOs, climate-tech startups, and adaptation projects that strengthen resilience in vulnerable regions. By linking financial innovation to measurable environmental benefit, DEMFI turns protection into purpose.
By merging the precision of climate science, the transparency of blockchain, and the ethics of sustainable finance, DEMFI is pioneering a new generation of climate protection—turning climate volatility into protection and value for everyone.
DEMFI's mission is simple: to make climate protection as fast, fair, and transparent as the weather is unpredictable.
By combining actuarial science, trusted global climate data, and blockchain-based smart contracts, DEMFI delivers instant, objective compensation through parametric OTC insurance contracts. Our goal is to empower individuals, companies, and institutions—from farmers to tourism operators and outdoor event organizers—to manage their exposure to climate volatility without complexity or delay.
Every DEMFI contract represents a step toward a world where protection is accessible, transparent, and data-driven.